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Car Insurance

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NEED TO CHANGE YOUR POLICY?

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Add Temporary Additional Drivers

You can add more drivers at these rates (subject to a minimum charge of £40):

  • Age 18 – 24 £75/day
  • Age 25 – 70 £10/ day

Substitute a Vehicle

3 temporary substitution vehicles are already included in your current premium (subject to underwriting terms, conditions and acceptance) for one period of insurance. If you need a 4th or more temporary substitution, we charge £40 per substitution.

Note: This restriction does not apply if the substitution is in the event of an accident. Temporary Substitutions are only on a like for like basis i.e. Car to a car not a car to van/truck.

Comprehensive Cover Abroad

Your policy includes minimum cover to allow the use of the vehicle in any country which is a member of the EU, plus Andorra, Croatia, Faroe Islands, Gibraltar, Monaco, Norway, Iceland, Liechtenstein, San Marino and Switzerland.

To upgrade to fully comprehensive, there is an additional premium of £75 per week [or part there of].

use your vehicle outside the EU

Minimum cover will apply to allow the use of your vehicle in any country which is a member of the EU, plus Andorra, Croatia, Faroe Islands, Gibraltar, Monaco, Norway, Iceland, Liechtenstein, San Marino and Switzerland. If you want to use your vehicle outside this range of countries please contact us.

Suspend or cancel your cover

You cannot suspend your cover. If either party cancels the policy, the following scale will apply:

  • Up to 14 days on cover pro-rata refund plus a £40 fee
  • 15 days to 1 month on cover 75%
  • Up to 2 months on cover 60%
  • Up to 3 months on cover 50%
  • Up to 4 months on cover 35%
  • Up to 6 months on cover 25%
  • Up to 8 months on cover 10%
  • Over 8 months on cover 0%

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